Home Buying Information

Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value. Based upon what has happened in the housing market recently, the previous statement may not seem accurate to you. But remember, the all important words "Over Time". During the boom, many people over extended themselves by borrowing more than they could comfortably afford, some by using silent seconds to fund their down payment, some by taking short term ARM's in order to qualify with the lower rate, and others took interest only loans in order to qualify. They were caught up in the Buyer Frenzy. Others who had previously bought refinanced their mortgages, taking any equity they had, with the unrealistic expectation that their home value would continue to increase at that current fast pace. Real Estate Markets have ups and downs, highs and lows, the key is to make sure you buy a home, that fulfills your family needs, not necessarily with all the "bells and whistles" you desire. Allow yourself a savings buffer in case of emergencies. Don't let your heart rule over good common sense! In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. Please contact me if you have any questions about buying a home in Tiverton or elsewhere in Rhode Island.

Below, select desired reports and complete the form provided.